What Will Agribusiness Look Like Following The Pandemic?

Alyssa Kealy

It is quite hard to predict what the future will look like after the pandemic, especially when the end of the public health crisis itself cannot be predicted. The dairy industry is no stranger to unpredictability. Farmers are subject to volatility all year long, from fluctuating milk prices, variable weather conditions, new regulations, etc. However, the coronavirus pandemic caused dairy market disruptions that nobody could have predicted. This exacerbated the challenges already faced. With the rapid closure of schools, restaurants, and many other businesses, there was a sudden loss in markets for milk. As I mentioned in my last article, milk production does not have an off switch. Thus, some creativity and quick work were needed to find a place for dairy products. 

    The pandemic put a spotlight on the fractured food supply chain and thus provided opportunities to reconfigure the connection between Upstate New York farms and downstate consumers in need. With excess product from upstate farms and hungry families downstate, it made perfect sense to connect the two. Over the last several months, Northeast Dairy Producers Association, along with partners such as the New York State Vegetable Growers Association, NY Corn and Soybean Growers Association, Senator Jessica Ramos, and many upstate farmers coordinated food deliveries to NYC through the Nourish NY Initiative. Products delivered included thousands of gallons of milk and other dairy products, pallets of fruits and vegetables, New York potato chips, and even coloring books and crayons for children. 

    The COVID-19 pandemic has also provided opportunities to reinforce the farmer-to-consumer connection virtually. Farmers have been doing a stellar job sharing their day-to-day with consumers at home via social media platforms. This is as important as ever since the pandemic has restricted face-to-face outreach. Interested in what farms are up to? Missing the infamous Dairy Cow Birthing Center at the New York State Fair? The New York Animal Agriculture Coalition (NYAAC) has the next best thing with the “Dairy on the Moo-ve” Initiative. Simply by following NYAAC on social media, you can visit farms from the comfort of your home. A few weeks ago, I was on location with NYAAC, who highlighted two Jefferson county farms- Murcrest Farms and Porterdale Farms. You can view videos from these visits here: www.facebook.com/NYAnimalAg videos/?ref=page_internal. Keep an eye out for other New York State farms featured here throughout the fall! 

    After almost seven months from the beginning of the pandemic, the dairy industry has seen a few silver linings, including enhanced appreciation for agriculture as part of the ESSENTIAL framework of our nation and improved farmer image. In a recent article published by Gallup, Farming Rises, Sports Tumbles in U.S. Industry Ratings, farming has jumped to the top of the list of positively viewed U.S. business and industry sectors for the first time in 20 years! Farming now has the highest positive view of 69 percent, an 11-point increase since last year. This is likely due to recognition of farmer dedication to providing vital goods to Americans during the pandemic. You can read the full article here: https://news.gallup.com/poll/319256/farming-rises-sports-tumbles-industry-ratings.aspx 

    So, what does the future look like? There is no crystal ball to look into, but you can be assured that dairy farmers will meet whatever comes next with vigilance and resilience. 

Selecting an Environmental Lawyer

Kevin Murphy

Environmental law matters frequently involve an overlap and interplay between legal, scientific, and business concerns. Translating science into policy and policy into law and the resulting enforcement or interpretation of the law by government agencies and the courts can leave people and businesses frustrated, confused and confounded by the law and its regulators. Adding to that frustration is both the complexity and harshness of the law and often, the absence of simple, quick, and easy solutions to environmental legal problems. 

    There is much an environmental lawyer can do to benefit the client’s interests. Counsel is best sought, of course, prior to any actual conflict arising. Environmental counsel can minimize potential client liability through compliance counseling, assistance with permitting, site and process auditing, the performance of pre-acquisition due diligence, and the presentation of public comments or testimony prior to the enactment or promulgation of statutes or regulations that may impact the client. Should issues of non-compliance or liability arise, counsel familiar with the specifics and peculiarities of environmental matters will likely be the best advocate for a client confronted with environmental concerns. 

    First and foremost, an environmental lawyer must be a good lawyer. Ask your friends, business associates and trade organizations, state or local bar and business groups, and your engineer, technical consultant or non-environmental lawyer for one or more recommendations of a lawyer or a law firm that practices environmental law. 

    Interview any lawyer that you might consider hiring. Determine their qualifications and experience. Consider first the candidate’s general qualifications, including years of experience; years of environmental law experience; their professional development through organizations, attendance at seminars, written articles, or teaching; and prior experience, including past governmental positions. Next, consider the candidate’s experience as it relates to your legal concerns. Among the many types of environmental matters which might require the assistance of environmental counsel are the sale or purchase of real property, securing a government permit, notice of a government enforcement action, a neighbor who alleges that you are polluting his property or your concerns that a neighbor has polluted your property. Determine if your candidate’s experience includes matters similar to yours. If they have never assisted a client secure a permit or has never defended a government enforcement action, he or she might not be the best-qualified environmental lawyer to resolve your legal matters. Determine if the lawyer has practiced before the government agency with which you have a conflict. While not mandatory or essential, familiarity with the specific regulator and its procedures and practices may also be helpful. 

    Ask the candidate to explain how the law works in your particular area and what type of solutions might be available. Remember, because environmental law involves the confluence of law, science and business, you should select a lawyer who not only understands the complex issues you are confronted with but who can communicate the issues and possible solutions in a clear, precise and understandable manner. If you cannot understand your lawyer, you will be frustrated and the other side, whoever it may be, is also likely to be frustrated. 

    Inquire as to what other professionals may be needed. Not only environmental engineers and consultants, but other legal professionals. Often times environmental issues arise in the context of other legal conflicts such as potential foreclosures, bankruptcy or trust and estate matters. Determine if your candidate has access to the necessary qualified professionals or if the candidate can successfully work with your existing counsel and experts. 

    Before engaging the services of an environmental lawyer, or any lawyer, discuss fees. Be aware, however, that lower hourly rates do not necessarily translate into lower total costs. Determine how your matter might be staffed, who will do the work and the likely or potential complications, which will add to the costs of a solution. Speaking to more than one candidate is the best way to determine a realistic picture of the potential range of costs and time involved and the options and approaches to solving your problem. 

    In making your final choice, do not disregard your instinct – select the lawyer you are most comfortable with and the lawyer you trust. Be wary of promises that are easy to make but difficult to keep. Make sure your lawyer listens and understands your goals and objectives but, at the same time, listen to what your lawyer says they can and cannot do for you. 

What You Should Know as a Buyer

Lance Evans

When our area entered Phase 2, the real estate market heated up. In some portions of the market, there have been multiple offers and some properties have had offers within a day or two of being put on the market. What do you need to know to be successful when making an offer? 

    First thing to remember is your Realtor is your advisor, but all final decisions are up to you. A Realtor will work with you to help craft an offer, but ultimately you need to know what your top limit for your offer price will be. If you plan on financing, it is a good idea to get pre-approved by your lender. You will also need to decide ahead of time your “musts” for a property and what you would like to have, but can live without (or can add later). 

    Secondly, you will be given a number of forms. Prior to looking at listing, you will be asked to review and sign the NYS Fair Housing Disclosure. If the listing is a residence, the agent will present the NYS Disclosure of Agency Relationships. When you decide to purchase, there will also be forms to fill out and sign. Your agent should review each with you and answer any questions you have. If you do not understand them, you should speak to your legal adviser. It is also a good idea for you to have your attorney review any contracts which should include an attorney review clause. 

    When you make your offer, you should look at how long a property has been on the market, whether the market is a seller’s (demand exceeds supply) or buyer’s market (supply exceeds demand), and how it fits your needs. Part of the offer will be the down payment or earnest money. This can range from as little sd a few hundred dollars to 20% of the price depending on your financing. The amount you put down will tell the seller how serious you are. 

    The purchase offer will also contain contingencies or provisions to be met by buyer and seller. Common ones are a home inspection, financing, appraisal, clear title to the property, and possibly a home sale if you need to sell your property before buying the property. You need to understand each one, as they carry risks and protections. 

    Before making the offer, review what is included and excluded with the property. The seller should have a list of appliances, lights, etc. that the seller is leaving. The description or the seller’s property condition disclosure should also tell you about utilities such as water (public or well), whether it is heated with electricity, gas, or oil, and other items you might need to know (shared driveway, right of ways, etc.). 

    The purchase offer will note a closing date. This is an approximate date and your agent can advise you on a realistic date based on a typical time frame and your financing choice. 

    The above is a bare bones outline for a buyer. You should consult your Realtor and your legal and financial advisors throughout the transaction. They are there to assist you. 

The Womens Council of Realtors Tri-County Network held their annual golf tournament Aug. 7 at Highland Meadows Golf Club. Some of the proceeds benefitted the physical therapy unit at River Hospital in Alexandria Bay. Major sponsors for the tournament were Carthage Savings and Loan, Northern Credit Union, and Watertown Saving Bank. Other sponsors included Community Bank, Farm Credit East, the Jefferson-Lewis Board of Realtors, Northern Tier Construction, Jennifer Flynn, and Diane Mullen. Holes were sponsored by Appraisals USA, Bennett Realty Group, Berkshire Hathaway Home Services CNY Realty, Richard Champney PC, Citizens Bank of Hammond, Conboy MacKay Bachman Kendall LLP, Gaebel Real Estate, Genesee Regional Bank, Lori Gervera Team of Keller Williams NNY, Heart Homes Real Estate, Hefferon Real Estate, Homes Realty of NNY, LP Thompson Insurance, St. Lawrence River Real Estate, Slye Law Offices PC, and the Weldon and Trimper Law Firm. 

    The tournament, a captain and crew format, had three divisions – men’s, women’s, and mixed. The men’s division was won by Team Casero, the women’s by the Lafargeville Ladies, and the mixed by Just Duckie Cleaning. Prizes were given for the longest drive to Todd Slate (Team Casero) and Gloria Peluso (Bridgeview Real Estate) and for closest to the pin to Roy Matteson (Matteson Property Management) and Autumn Winters (Lafargeville Ladies). 

    The 2021 Tournament will be held on Aug. 6 at Highland Meadows Golf Club. 

The Value of a North Country Education

Rande Richardson

“I have come to believe that a great teacher is a great artist. It might even be the greatest of the arts since the medium is the human mind and spirit.” — John Steinbeck 

As I grow older and raise my two children, I become increasingly aware of the gratitude I feel for having experienced a north country education. My 13 years as a student in the Watertown City School District were a great gift. While I did not fully realize it at the time, nearly every aspect of my K-12 experience helped set me on a path that would position me to take the next steps toward a fulfilling life and career. 

    We know that investing in students is something that has great potential to pay dividends not only for the adult they will eventually become, but for our community and the world they will inherit. This occurs best in a learning environment where students feel valued and supported and where a sense of belonging is instilled. There are many responsible for making our schools work. Administrators, teachers, coaches and staff contribute to shape the hearts, minds and lives of our children. While none of us remembers every lesson taught, we recall educators who imparted their wisdom with intention, care and joy. We know how those special teachers made us feel, how they listened, how they supported us to find the best version of ourselves and our role in society. 

    Educators have a responsibility like few others. Their profession is one from which all other professions stem. As time passes, our communities are diminished with the loss of those who provided decades of educational leadership and wisdom. This summer, we lost someone who embodied all the qualities of a transformative educator. For Barbara Hanrahan-White, her purpose was always greater than the delivery of instruction. In so many ways, she was representative of my best educational influences. She loved what she did and that made her presence even more powerful. 

    I reflect upon a woman who not only moved countless local students forward, but with kindness, love and dedication, created a never-ending wave of positivity. I am humbled that her legacy will have a permanent home here, and that through a memorial fund created in her name, that story can be told to those who may not have known her. Those whose lives were impacted by her, will always be part of the fund’s work. Since its inception in 1929, the Northern New York Community Foundation has held as a core belief the understanding of, and tireless advocacy for, an educated community. It is an organization Mrs. Hanrahan-White helped passionately guide for more than a decade. 

Barbara Hanrahan-White was an educator and administrator in the Watertown City School District from 1956 to 1987. She passed away in August at the age of 92.

    This year, more than 600 students from Jefferson, Lewis and St. Lawrence counties received support from scholarship funds established at the Community Foundation. Several commemorate the lives and careers of educators who continue to make a meaningful difference in the lives of students as they embark on varied educational journeys. The tools that come from a solid education help prepare students to face the obstacles that inevitably come their way. They provide a solid foundation for citizenship, sharing commonality while embracing uniqueness and individuality. They supply us with compassionate leaders for our region’s organizations and institutions. 

    In remembering Barbara Hanrahan-White, I recall all the positive educational influences I was blessed to have. While, with her loss, I am reminded of the relative shortness of life, I am even more aware that the difference made during a lifetime can be nearly infinite. She knew the power she held in her hands. She knew the responsibility that came with that privilege. For her, it was never simply a job. She understood that it was more important to be a facilitator of learning than an authority figure. Because of her and so many like her, countless students were provided one of the greatest and most enduring gifts and the ability and desire to share it with others. 

Hunting Licenses Soar For Fall Hunting Season

Randy Young

Whether along a trail, on the water, or sitting at a local park, New Yorkers can’t help but notice that participation in outdoor activities is surging this year. Hunting, trapping, and fishing are following this trend, as perhaps more New Yorkers than ever before are looking for opportunities to enjoy the outdoors close to home. Big game hunting licenses went on sale Aug. 10, and sales nearly tripled compared to the first day of sales for 2019—$922,444 compared to $347,103. 

    Hunting provides a connection to nature, a challenge to outdoor skills, time to build relationships and share experiences with others, and a source of food. For businesses in the north country that cater to outdoor enthusiasts, hunting also provides an important source of economic activity. Deer hunters alone contribute nearly $1.5 billion annually to New York state’s economy from related expenditures like fuel, food and lodging. 

    About this time of year, avid deer and bear hunters start watching the fields and dreaming of trail cams, tree stands and future hunting trips. With liberal bag limits and long seasons, New Yorkers enjoy hunting continuously from Sept. 1 (Canada goose & squirrel) through May 31 (spring turkey). The state’s ongoing response to COVID-19 has affected everyone’s daily lives and state agencies like DEC have worked hard to innovate to ensure the public has access to services and information. For example, DEC recognized early on that New Yorkers needed access to hunter safety education and licensing, especially to be ready for the spring turkey season. DEC made changes to minimize the pandemic’s disruption to New York’s prospective hunters by giving them what they need to partake in this sport. 

    Precautions related to New York’s ongoing response to COVID-19 necessitated the cancellation of in-person hunter education program courses. To compensate, DEC partnered with a company that specializes in hunter education to offer online opportunities for new hunters to get required hunter or bowhunter education certificates. The results are dramatic, with more than 71,108 people registered for the online Hunter Ed course and 37,004 completions. Nearly 70 percent of those completing the online course are 21 or over, and almost 40 percent are women. The new online Bowhunter Ed course has seen 14,818 registered participants. Both courses can be accessed at DEC’s website and will continue to be available online for the foreseeable future. 

    “It is a real testament to the agency, and particularly the Hunter Education Program team members, that they were able to so quickly institute an alternate delivery method for these courses in the face of the pandemic,” said Andy MacDuff, regional wildlife manager. “Thousands of New Yorkers who otherwise would have been unable to hunt were given that opportunity as a result.” 

    In July, DEC launched a new system for the sale of fishing, hunting, and trapping licenses. The new DEC Automated Licensing System (DECALS) includes user-friendly information to help users locate vendors, receive instant copies of a license, enter and view harvest information and more. 

    Hunting and trapping licenses and deer management permits (DMPs) are on sale now and can be purchased at DEC license-issuing agents, by telephone at 866-933-2257, or online. The DEC Call Center has expanded its hours to accommodate inquiries and is open 8 a.m. to 7 p.m., Monday through Friday, and from 9 a.m. to 5 p.m. on Saturdays through Oct. 1. 

    DEC is committed to keeping ahead of COVID-19 and continuing to provide people with the opportunity to hunt and enjoy New York’s natural resources. Hunters can do their part this season by following hunter safety rules and COVID-19 best practices to help protect themselves and others. 

How To Prepare For An Uncertain Future

Jennifer McCluskey

Things are slowly, at least in New York state, starting to get back to “normal” or at least semi-functional. However, what I am hearing over and over again from my business clients is, “How do I plan for the future when I don’t know what it will bring?” This is especially a question in communities used to having tourist dollars flowing in every summer. Some businesses are seeing regular customer levels, many are seeing fewer, and some are even seeing more customers than they did before. While it is very difficult to navigate these unclear waters, there are a few tips I can offer that hopefully might help. 

    First off, be careful with your plans. I’m sure you’ve realized this already, but you may have to cut back on business expansion plans you were originally planning for this year unless your business is in one of the few industries that are COVID-resistant. Cut costs where you can. This can be difficult in our area where businesses even before this were struggling, but maybe there is something you can do to decrease your financial burden. Possibly there are areas of waste or lack of profit in your business. 

    Talk to other business owners in your area, both in your industry and in related industries which serve similar customers. We are all in this together, and your fellow business owners may have ideas that you haven’t thought of which will make it easier for both of you to succeed. For example, if you are a retail business in a tourist area, talk to your local hotel owners, B&B owners, and Airbnb’s to find out how their bookings are going for the future to give yourself an idea of how customers may come in. 

    Make it easy for your customers to feel safe shopping in your store. Follow the regulations and rules as they pertain to your business. Make sure your employees are wearing their masks correctly. I have seen several posts going around Facebook of people giving shout outs to businesses who are doing it right, and commenting about ones that are not. If your employees are having difficulties breathing in their masks, possibly look into face shields or one of the newer kinds of masks that are coming out made from better materials. 

    If you haven’t done it yet, get your business online, especially if you have a product to sell. Customers are even less likely than before to shop in person. If you can make it easy for them to order pick up or purchase online, this will make them more likely to shop with you. If you have questions about how to get online or the best way to get your products or services in front of your customers, you can talk to us at the SBDC. 

    Your SBDC business advisor can help, especially if you would like to do budget projections to see different scenarios based on different levels of customers. Or if you just need a listening ear to discuss your own business uncertainty. As always, we are free and confidential, and working as hard as we can to help your business get through this difficult time.  

      You can reach the SUNY Canton SBDC at (315) 386-7312, SUNY Canton SBDC at Clinton Community College at (518) 324-7232, or the Watertown SBDC at JCC (315) 782-9262. 

FFA Continues To Grow Nationally

Jay Matteson

I remember, as a young kid, thumbing through a binder full of old family photos. I came across a photo that was labeled, “Lyman” and had a face circled on the photo. It was from the early 1940s and a sign on the wall behind this group of students read Future Farmers of America. “Lyman” was my dad and he grew up on a dairy farm in Oswego County in the Central Square area during the depression. I asked my dad what was Future Farmers of America? He didn’t say much other than it was a leadership organization for farm kids. I’m not sure what ever happened to the farm but my dad married my mom and spent many years as an electrician in the Oswego area. I never thought about Future Farmers of America again. 

    Growing up in the Oswego area I never heard anything more about Future Farmers of America. Attending Oswego High School in the mid 1980s, it seemed the push was to drive kids towards college for business or teaching careers. I was the odd ball as I wanted to pursue wildlife biology. After I attended college I returned home and worked with the Oswego County Soil and Water Conservation District. Even working for the Soil and Water Conservation District for six years, I never heard about Future Farmers of America. It was not until I moved to Jefferson County and became the director of the Jefferson County Soil and Water Conservation District that I heard about an organization called FFA. 

    I quickly learned that FFA was the new name of Future Farmers of America. The name had just been changed to better reflect the nature of the youth organization and that not all participants in FFA go on to become farmers. I was very surprised that in all the years, since I first saw my dads photo, I never heard anything of the organization. It was a great surprise! 

    FFA is very strong in Jefferson County and the north country. When I first came to Jefferson County there were five FFA programs in Alexandria Bay, Belleville-Henderson, Carthage, Indian River and South Jefferson school districts. Although there are slight differences between each districts FFA programs, there are strong similarities in each. FFA uses agriculture as a foundation to help students build tremendous career and leadership skills. It is very hands on and very active! FFA welcomes students who aspire to careers such as doctors, scientists, teachers, bankers, business owners and farmers. The opportunities through FFA are many. Nationally, there are FFA opportunities at the middle school, high school and collegiate levels. 

    As I began learning about FFA, I was very impressed. I quickly discovered that these students were busy! In addition to their traditional classes, these students were growing things, building things, writing business plans, traveling to regional, state and national events and providing service to their communities. I learned that I could call upon FFA students to help me with events and know that when the iconic blue and gold FFA jackets showed up, I had a group of volunteers that I could depend upon to the get the job done right. Over the years, I’ve been fortunate to know and develop strong friendships with many FFA students across the north country. I’ve watched them go on to become business owners and farmers, journalists and teachers, financial advisors and veterinarians. Many are now leaders in their communities. 

    Today there are six FFA chapters in Jefferson County. Watertown School District started an FFA chapter a few years ago that is beginning to thrive. I just saw a report that National FFA hit a record in membership with 760,113 student members in 2020. That is a nearly 60,000 student increase from 2019. Incredible, especially given the circumstances of 2020! The top five student membership states are Texas, California, Georgia, Florida and Oklahoma. In 2020, the organization has more than 115,831 latino members, more than 40,000 black members, and more than 12,000 members who are American Indian and Alaska Natives. Fifty one percent of members are male and forty four percent are female. FFA chapters exist in 24 of 25 of the largest cities in the United States. Since 2017, FFA chapters in NYS have grown by 30 percent. The largest FFA Chapter in New York State is located in New York City. 

    It is fantastic to see a valuable student organization growing in these days where so many of our youth programs struggle with declining enrollment. If you are interested in learning more about FFA visit the New York FFA website at www.nysffa.org or the national FFA website at www.ffa.org or contact your local high school to learn about FFA. 

What Is A Living Trust?

Tim Doolittle

My clients often are aware of what a Last Will and Testament is and its purpose of providing for the distribution of their assets when they pass away. They also know that trusts exist but are not sure what they are or what a trust does. The focus of this article will be on Living Trusts, also known as Revocable Trusts. A Living Trust is made during your lifetime and can be very helpful relating to the administration of your assets, both while you are still alive and after you pass away. 

    A Living Trust is a trust wherein the creators maintain control over the assets placed in the trust during their lifetime and also sets the terms by which the assets are distributed when the creators pass away. The trust document will name the initial trustees (usually the creators) and specify backup trustees in the event the initial trustees die or lose their capacity. Living Trusts are generally modifiable and revocable, so there is flexibility relating to amending the distribution terms of the trust and/or the appointment of backup trustees. 

    Almost anything can be placed into a Living Trust. If the property has tangible value of any kind, it can be transferred into the trust. The trust can open a bank account and also own property in the name of the trust. Some examples of property creators may transfer into the Living trust include: real estate; checking and savings accounts; fine art and jewelry; personal property; business interests; investment accounts; and intellectual property 

    There are many reasons why it may make sense for you to create a Living Trust. One of the biggest reasons why Living Trusts are created is to avoid the probate process when the creator(s) pass away. Avoiding probate means surviving family members can avoid the costs associated with the probate process. Not having to go to court saves on both court fees and attorney fees relating to the probate process. You can also facilitate the transfer of the assets that you put into the trust to the beneficiaries in a timelier manner. Probate in New York will stretch on for months, if not years, during which time there may be uncertainty about business interests and during which time investments and property may not be managed as carefully as they would by new owners. A Living Trust eliminates this period of uncertainty because trust assets can quickly transfer to the beneficiaries selected by the creator(s) and allow the beneficiaries to enjoy their inheritance in a swift manner. 

    Avoiding probate is also a worthy venture for those individuals that own properties in multiple states. A good example of this would be “snow-birds” who winter in a condo in Florida and come back to a home in New York when the weather warms up. When the individual dies probate will need to be initiated in both New York and Florida to pass each piece of real estate from the estate to the beneficiaries of the estate. A Living Trust would allow the family to avoid multi-state probate so long as ownership of the properties are transferred to the Living Trust during the creator’s lifetime. 

    Living Trusts can also help ensure that the creator’s assets are appropriately cared for in case of incapacity. By naming a backup trustee in the trust document, the creator vests authority in that backup trustee to take control over trust assets in the event the creator’s capacity falters. There is no need to worry about the family having to initiate guardianship proceedings, the backup trustee would simply move into the trustee position upon the creator’s incapacity. 

    While all of these reasons are very good reasons to create a Living Trust, it is important to understand limitations of this type of trust. For example, assets held within a Living Trust are still considered resources which can be spent on nursing home care and are available to any potential creditors of the creator. The trust assets also are considered part of the creator’s taxable estate, which can trigger federal estate taxes and New York estate taxes. If Medicaid planning and/or estate tax planning are part of your goals, speaking with estate planning attorney about the alternatives available is a must. 

    If you are an individual who finds it worthwhile to avoid the probate process and arrange for a smooth transition of your assets after your death, contact a qualified attorney to discuss the pros and cons of creating a Living Trust. 

Tim Doolittle primarily focuses his practice on estate planning. He counsels clients concerning estate planning and administration, as well as asset preservation for individuals. Contact him at 315-445-1700.

Realtors Give Back in Many Ways

Jennifer Bossout donated $1,000 to Carthage Backpack Program.

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A Critical Moment in Time

Word Inequality cut with scissors to two parts In and Equality, gray background, top view

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